This is a sample credit card promotion....(read more)

So, let’s assume that your current company isn’t willing to work you on lowering your credit card rate or offering any other helpful deals.  In this case, you have no choice, you have to get yourself a new credit card with nice low rates and transfer all your balances to it. Ann Landers always advised taking

Credit card companies lure us with low or even 0% introductory interest rates and we sometimes lose sight of what happens when the introductory rate goes away.  When your honeymoon period of six months or a year is over, the so-called “go to” rate is then in effect.  This credit card interest rate is one

It is never too early to start thinking about a child’s financial future.  Before a child is 16, parents can instill financial responsibility through an allowance system.  After 16, parents are often encouraged to urge their teen to get a part-time job along with opening a checking account.  But things shouldn’t end there because nowadays