Despite the harsh credit climate, a number of credit cards continue to offer very good credit card rewards programs. Some rewards programs have been cut back over the past two years but the marketing machines of the big credit card companies are once again fired up as they compete to attract new credit card customers
While banks and credit card companies are not reducing interest rates during the first half of 2011, they are expanding their credit card rewards and promotional offers.
In today’s credit card market, there are so many credit card promotions to choose from, consumers have to research the promotional offers just as much as the credit card
Despite some common confusion over the matter between prepaid credit cards and secured credit cards, the two are actually quite separate entities that function in different ways. Even though you can use a prepaid credit card in the manner of a credit card there is no actual “credit” involved in its use. No debt is
For those consumers that have poor credit or a bad credit history, they still need a method to buy things without cash or a check, and there are some options that are available with bank credit cards. Obtaining a new credit card, whether you have a good credit or bad credit, should involve a little
Credit cards are not just for making quick purchases in lieu of cash or checks or for those times when there is a short term cash crunch or for making big ticket purchase transactions. Credit cards can also easily work as an efficient and effective bill paying machine.
Almost all bank credit cards offer a bill
Business credit cards are heavily marketed by a variety of credit card companies. Business credit cards often offer many of the same features that are available on consumer credit cards. These credit card offers are by and large made available to all sizes of businesses from the one employee home based business to large conglomerates.
While bank lending rates and interest rates continue to move lower in the second half of 2011, credit card rates seem to be standing still. There a number of factors in play that influence the cost of credit including the interest rates charged for credit cards during an economic contraction.
Lower interest rates during a recession
The Chase Freedom MasterCard has a new introductory credit card rate to accompany the current promotion to receive $100.00 in cash back. With the Chase Freedom credit card, new card holders can obtain a $100.00 credit card cash back bonus after the card holder makes $500.00 in net purchases in the first three months
The BankAmericard Cash Rewards Visa SignatureCard is a rewards credit card that comes with some special introductory promotions. The credit card is marketed with a $75.00 bonus and extra credit card rewards. This is a no annual fee credit card marketed by Bank of America.
The $75.00 statement credit can be redeemed by using a new
Our relationship with our credit card is a tricky thing and it is easy for some people to get into bad habits. If you open up your monthly statement when it comes in the mail and the first thing you look for is the minimum credit card payment due, you’ve fallen into one of these
Credit Card Offer No Longer Available
The Discover More Card best offer gives new card holders an introductory credit card ratea t zero percent for purchases and credit card balance transfers for 15 months. The Discover More Card is a cash back rewards card that gives a five percent Cashback Bonus® in categories that change like
In today’s time many customers do not consider a business official unless they can accept credit card payments. But that shouldn’t be the only reason a business should consider obtaining merchant processing. This is because being able to accept credit card payments is also convenient for them. It allows them to get their money faster
Credit card shoppers need to be well versed on the fundamentals of how credit cards work and how they are used before choosing a new card. Credit cards can be used for a wide variety of purposes, but their use can involve substantial costs and risk if not chosen and used properly. Knowing how credit
Since credit cards have become such an indispensible financial tool for consumers, credit card offers continue to flood the market in good times and bad. Credit cards are a prevalent form of payment today and this is not likely to change in the near future. Even when credit card use starts to contract in a
Credit cards can unquestionably offer a very convenient method for making purchase transactions. While credit cards provide many conveniences for purchase transactions ranging from increased security to interest free credit with extended grace periods, credit card also pose certain hazards to credit card users.
The key to good credit card use and credit card management is