Rates Current as of Saturday March 13, 2010

Bank of America Credit Cards

Bank of America Credit Cards January 2010

Bank of America is one credit card issuer that always offers a wide array of card types with an equally wide assortment of credit card rates. If you’re in the market for a new credit card, Bank of America is currently offering a number of cards to choose from.

Choose directly from the bank’s rewards credit cards or low rate credit cards or travel card cards and many more. The depth of these credit card offers are designed to meet a variety of needs to reach a wide range of potential new credit card account holders.

Taking time to research credit card offers and the various attributes of the credit cards insures that consumer will find the right card for their lifestyle and needs. By covering all of the credit cards in one location, comparing and shopping for the right card is quicker and easier.

Current credit cards from Bank of America include:

BankAmericard® Power Rewards® Visa Signature® Card

BankAmericard Cash Rewards™ Visa Signature® Card

Bank of America® Accelerated Rewards® American Express® Card

Bank of America® Accelerated Cash Rewards™ American Express® Card

Bank of America® World MasterCard® Credit Card with WorldPoints®

Upromise® World MasterCard® credit card with Gas & Grocery Rewards

BankAmericard® Visa® Card

Bank of America® Student Platinum Plus® Visa® Credit Card

Total Rewards® Visa® Credit Card by Harrah’s Entertainment

Pink Ribbon Platinum Plus® Visa® credit card with WorldPoints® rewards benefiting Susan G. Komen for the Cure®

BankAmericard® Visa® Fully Secured Card

BankAmericard Basic™ Visa® Card

Elite Rewards® World MasterCard® Credit Card

Alaska Airlines Visa Signature® Card

Hawaiian Airlines® Visa® Platinum

Virgin Atlantic American Express® Card
from Bank of America

Asiana Visa® Platinum Credit Card

Wyndham Rewards®

Sandals and Beaches Platinum Plus® Visa®

Royal Caribbean® Visa® Credit Card

Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Credit Card

Major League Baseball Extra Bases Credit Cards from Bank of America

NASCAR Race Points® Platinum Plus® Visa® Credit Card

NFL Extra Points™ Credit Cards

With the assortment pf credit card and credit card services coming from Bank of America, a consumer can select the features they want and find the optimal card for their needs. With Bank of America online services, account holders can pays credit cards bills online, review statements and even pay off another account or consolidate your bills by completing an online balance transfer.

Use the enclosed tables of credit card offers at www.bestcreditcardrates.com to compare credit card offers from a host of categories with detailed information about the credit card categories and each individual credit card within the categories.

Bank of America Credit Cards January 2010

Bank of America Credit Card Accelerated Cash

Bank of America Credit Card Offer for BankAmericard Cash Rewards Visa SignatureCard

Credit Card Tips

Credit card offers often have little value

When you get an offer in the mail saying you are pre-qualified or pre-approved for a 0% offer on credit card balance transfers don’t get too excited. Those things are sent to zillions of people. Machines crunch some numbers through a mix of formulas and if you fit into a company’s particular category, you will

Credit card introductory offers

Watch out for introductory offers! When you receive credit card offers in the mail with a low credit card interest rate, it may expire in three or six months. Note when and by how much the credit card interest rate increases after the introductory offer expires. You may not remember when it expires, but the

Credit card services better than debit cards

In measuring total security and consumer protection, debit card purchases have much weaker consumer safeguards than credit card purchases do. Stick with credit cards for your mid size and larger purchase amounts. Credit card services will almost always outweigh the benefits of debit card services. Paying with a credit card generally provides greater protection than

Citibank Credit Card Recent Offer Forward Card

The Citi Forward Credit Card is just one of the many credit cards offered by the third largest credit card company in the U.S. The Citi Forward credit card comes with a rather specific marketing angle that targets consumers looking for credit card rewards and use their credit and credit cards prudently. The Citibank credit card

Credit card balance transfers work

If heavy credit card balances are bringing you down you may consider a balance transfer to a new credit card. With the transfer to a new credit card, the credit card company pays off your other credit card balances and transfers the credit card debt to the new card. The benefit lies in the credit

Credit Card FAQs

The introductory APR on my credit card just expired and I was shocked at how much more my credit card payment was. What can I do?

The low introductory credit card interest rate is a great thing but it can lull the inexperienced into spending more money than you can really afford to pay back. One thing you can do is make sure that you keep making your credit card payment on time and keep the overall credit card debt amount

I lost a credit card. Once I inform the credit card company, am I done?

Most likely not. Most of us have recurring purchases associated with our credit cards that must be rearranged. If you send flowers to mom every month, or have a recurring credit card payment to a health club or a credit card online with a web site, you need to arrange something new with them too.

I am a student – which credit cards can I apply for?

Students generally have little or no credit history. Because of this, students may often find it difficult to get approved for a credit card. Luckily, student credit cards do exist. This type of credit card is set up to help students build up the credit history that most don’t already have. Student credit cards are often

What is an unsecured credit card?

Unsecured credit cards are not secured by collateral. Customers qualify based on credit history, financial strength and earnings potential. Most bank credit cards would fall under this heading of unsecured credit cards. Credit card companies will usually differentiate secured credit cards but do not identify the remaining credit card types as unsecured.

With credit card cash back rewards do you get cash each month?

Credit card cash back rewards credit you with a percentage of your monthly purchases. Some of the best credit card cash back rewards cards presented at this site will surely help you to earn cash back while you spend. The cardholders receive monetary rewards for making purchases, usually between 0.5% and 2% of the net

Credit Card Glossary

Credit Inquiry

A credit inquiry is created when a financial institution, bank credit card or authorized service pulls or accesses someones credit report. There is a record created in a credit report of each time the borrower, a lender or a potential lender obtains a copy of the consumer’s credit report. Credit inquiries, especially multiple inquiries, may

Primary Account Number

The credit card number that is encoded or embossed on the credit card that identifies the credit card company that issued the credit card, the bank credit card type, and the individual credit card account holder’s account.

Credit Line

A type of credit in which a bank or other financial institution provides credit to a customer during a predetermined period that may be accessed and paid down with limited restrictions. The borrower may either withdraw the credit amount all at once, or make a certain number of withdrawals during the specified period or withdraw

Float

The float on credit card transactions refers to the time when a credit card holder makes a purchase or obtains a credit card cash advance and the time the transactions may take to post to the credit card account. The credit card transaction amount is not added to the credit card balance on the account

Payment Cards

A payment card is typically a card that is backed by an account that holds funds for the cardholder or makes credit available to the cardholder. Payment cards are classified into diffeent types depending on how the card account operates. The most familiar types of payment cards are credit cards, charge cards and debit cards.

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Credit Card Articles

The Ins and Outs of Prepaid Credit Cards

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Credit Card Charge Offs

Being late paying your bills is not unusual and happens to the best of us. If a situation arises where you suddenly cannot pay your bills – loss of a job or a medical emergency – it is important to understand just what will happen if you find yourself delinquent on a loan or other

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Business Credit Card Benefits

Business credit cards are heavily marketed by a variety of credit card companies. Business credit cards often offer many of the same features that are available on consumer credit cards. These credit card offers are by and large made available to all sizes of businesses from the one employee home based business to large conglomerates.

Credit Card Cash Back Offers

The proper strategy in using your credit card with a cash back offer can ensure that you are earning the absolute maximum credit card cash back possible. With the astonishing variety of competitive credit card rewards offered in the marketplace, use these credit card offers and programs to your benefit. Take advantage of the payback

Categories of Credit Cards

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Credit Card Safety

Responsible use of your credit cards goes hand in hand with safe use of your card. Practice good fundamentals of credit card use and you minimize your exposure to identity theft, unauthorized spending, and other annoyances that accompany the loss or theft of a card. Here are a few basics to get you started. Sign your card

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