Rates Current as of Sunday March 21, 2010

Chase Credit Cards

Chase Credit Card Rates

Credit card rates for the Chase Slate, Freedom and Sapphire credit cards.

All of the Chase credit card rates are adjustable rates.  The credit card APRs will vary with the market based on the Prime Rate.

Chase Slate credit card rates:

Chase Slate credit card has no annual fee.

The Chase Slate credit card currently has an introductory credit card rate of 0% for the first 12 billing cycles on purchases for those credit card accounts that qualify as Elite and Premium pricing from Chase.

After the introductory period ends the credit card rate for purchase transactions is divided into 3 categories of pricing.  The first category is Elite Pricing which has a credit card rate of 13.24%.  The second category is Premium Pricing which has a credit card rate of 17.24%.  The third group is refereed to as Standard Pricing which has a credit card rate of 22.40%.  

Chase credit card rates on the Chase Slate credit card are determined by the credit profile of the credit card applicant.

The Chase Slate credit card also has an introductory credit card rate for credit card balance transfers.  The introductory rate is 0% for the first 12 billing cycles for the credit card accounts that qualify for Elite and Premium pricing.  The 0% introductory rate for balance transfers will apply for 6 billing cycles for those accounts that qualify for Standard pricing.
 
After the introductory period ends, the balance transfer credit card rate will be 13.24% for Elite Pricing account holders, 17.24% for Premium Pricing account holders, or 22.24% for Standard Pricing.

To determine future credit card rates for purchase and balance transfers, Chase adds 9.99%, 13.99%, or 18.99% to the Prime Rate to establish the final rate. 

The credit card rate for credit card cash advances also follows the three tier pricing model.  The credit card rate for Elite and Premium pricing account holders is 19.24% and 23.24% for Standard pricing account holders.

To determine future credit card rates for credit card cash advances, Chase adds 15.99%, or 19.99% to the Prime Rate to establish the final rate. 

Chase Freedom credit card rates:

The Chase Freedom credit card has no annual fee.

The Chase Freedom credit card offers a 0% introductory APR for the first 6 billing cycles after the account is opened.  After the introductory rate period ends, the credit card rate on purchases is 12.99% to 22.99%, based on the credit profile of the credit card applicant.

The Chase Freedom credit card also offers a 0% introductory credit card rate on balance transfers that lasts for the first 6 billing cycles after the account is opened.  After the introductory rate period ends, the credit card rate for balance transfers will be between 12.99% to 22.99%.

To determine future credit card rates for purchase and balance transfers, Chase adds 9.74% to 19.74% to the Prime Rate to establish the final rate. 

The credit card rate for credit card cash advances will be either 19.24% or 23.24%.

To determine future credit card rates for credit card cash advances, Chase adds 15.99%, or 19.99% to the Prime Rate to establish the final rate. 

Chase Sapphire credit card rates:

Chase Sapphire credit card has no annual fee.

The credit card rate for purchases is 12.24%.  The rate on credit card balance transfers is also currently at 12.24%.  Both of these rates are established by adding 8.99% to the Prime Rate.

The credit card rate for cash advances is 19.24%.  The credit card cash advance rate is established by adding 15.99% to the Prime Rate.

All rates are deemed to be accurate as of this publication but are not guaranteed.  All credit card rates and terms may change.  The account terms including the credit card rates and APRs may change in accordance with the Cardmember Agreement.