An often overlooked credit card with a very competitive rewards program and low introductory credit card rate for purchases and balance transfers is the PNC Everyday Rewards Visa bank credit card.
PC has a broad selection of credit card options including those that earn rewards, get cash back, save money with a longer introductory offer and a lower credit card rate.
The PNC Everyday Rewards Visa credit card clearly promotes its rewards program towards everyday purchases. The details of this program include credit card rewards of up to 4% on gasoline purchases, up to $250 in eligible monthly net purchases. Credit card rewards of 3% on cinema and movie rentals up to $150 in eligible monthly net purchases. Rewards of up to 2% on food purchases including grocery store purchases, restaurants as well as fast food locations up to $750 in eligible monthly net purchases. And up to 1% rewards on almost all other purchases up to 1/4% on first $10,000 in eligible net purchases each year, 1% thereafter with no limits.
The credit card has no annual fee. The introductory credit card rate is at 0.99% for the first 6 billing cycles and covers both purchases and balance transfers.
After the introductory period expires, the credit card rate is a variable rate currently between 9.99% and 21.99%. The rate is based on the applicant’s credit profile and the credit card application that is processed. The credit card APR will vary based on the prime rate.
PNC Everyday Rewards Visa also offers benefits such as fraud and identity theft protection, the Verified by Visa online password protection, zero liability for unauthorized or fraudulent charges and online credit card account management access.
The PNC Everyday Rewards Visa credit card can be applied for online in which a response can be obtained in minutes, in person at a local PNC Bank branch, by mail or via phone.
PNC Bank, N.A. is the creditor and issuer of the PNC Bank credit cards including the PNC Everyday Rewards Visa credit card
PNC Bank is one of the largest financial institutions in the U.S. PNC offers a wide range of banking products and services for individuals, small businesses, large corporations and government entities. PNC offers everything from personal banking services to wealth management, business banking and corporate & institutional services.
The information listed on the credit card rates and terms is believed to be accurate at the time of this publication but is presented without warranty. Review the credit card terms and conditions on the credit card directly with the credit card issuer before applying for a new credit card.
The Capital One Orbitz Visa Platinum credit card is a rewards credit card that has no annual fee and a limited time introductory credit card rate at zero percent.
This rewards credit card is geared towards earning travel rewards. It is not necessary to accumulate or use the rewards for travel, but the benefits on ten travel rewards are far superior to the standard rewards.
Reward points are earned at the rate of one point on standard, qualified purchases. The credit card earns bonus points on eligible Orbitz.com bookings. Earn 3 points per dollar on all eligible Orbitz.com bookings.
Rewards will be earned on net purchases that do not include purchases using checks, purchase credits, travelers’ check purchases, credit card cash advances, access checks, and cash equivalent transactions.
Earned credit card reward points do not expire and there is no limit on the amount of points that can be earned.
Point redemptions are not limited to travel options. Points can be redeemed for travel, cash, merchandise, gift cards as well as charitable donations.
The 0% introductory credit card rate lasts until February 2011, after the introductory rate expires; the credit card is set to a variable rate which is currently at 13.9%. The variable credit card rate is established by adding 10.65% to the Prime rate.
The Capital One credit card also has available some standard benefits found with Visa bank credit cards, including: $0 fraud liability on authorized card use, travel accident insurance when the credit card is used to purchase the fare, 24-hour travel and emergency assistance with emergency card replacement and a cash advances, 24-hour roadside assistance, auto rental insurance covering collision, damage and loss insurance when the rental car is booked with the credit card and an extended warranty program.
Bestcreditcardrates.com does not endorse nor guarantee the credit card product, rates and terms. All credit card information is presented without warranty. Review the online credit card application for details about terms and conditions for these offers.