Rates Current as of Thursday July 29, 2010

Credit Cards For Good Credit

Miles by Discover® Card

12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
Double Miles on your first $3,000 in travel and restaurant purchases each year
Double Miles through our exclusive online shopping site
One Mile for every dollar on all other purchases
Flexible redemption options for travel, gift cards, or cash
0% intro APR on balance transfers and purchases for 6 months, then the Regular APR

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Discover® Open Road Card

2% Cashback Bonus automatically at any gas station and any restaurant
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
Up to 1% unlimited Cashback Bonus on all other purchases
0% intro APR on balance transfers for 12 full months, then the Regular APR
0% intro APR on purchases for 6 months, then the Regular APR

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Discover® MotivaCard

Cash rewards for your good credit management
Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
Up to 1% unlimited Cashback Bonus on all other purchases
3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
3.99% intro APR on purchases for a full 12 months, then the Regular APR

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Bryant State Bank MasterCard®

Low Interest Rate of 11.25%*
Introductory Balance Transfer Rate
No Balance Transfer Fee
$0 Fraud Liability
24/7 Online Account Access
Emergency Cash Advance & Card Replacement
Worldwide Acceptance
*See Card Terms and Conditions

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Credit Card Tips

Citibank PremierPass Card Elite Credit Card Review

The Citibank PremierPass Card Elite is one of the credit cards offered by Citibank that comes with a wide assortment of premium credit card reward options. Since it is marketed as a premium credit card with accelerated rewards options the credit card comes with a somewhat elevated annual fee of $75.00. Citibank provides an incentive to

Best Cash Back Credit Cards June 2010

With credit card cash back rewards card holders can earn hundreds or even thousands of dollars a year in cash back rewards just by making everyday purchases. Cash back rewards can be in the form of cash credits to the account, checks written directly to the account holder or other reward options. In order to

Capital One Platinum Prestige Credit Card

For individuals with very good credit, Capital One’s Platinum Prestige credit card offer has some attributes worth considering. The Capital One Platinum Prestige Credit Card starts with a zero percent introductory credit card rate. The credit card offers 0% APR on credit card purchase transactions until November 2010 as well as 0% APR on credit card

Business Credit Card Review Cap One Visa Business no Hassle Cash Credit Card

The Capital One Visa Business Platinum No Hassle Cash Rewards business credit card offers a flexible cash back reward program with no annual fee and very competitive rate on a business credit card. The Capital One Business No Hassle Cash Rewards credit card allows card holders to earn1% cash back on all purchases no matter where

Chase Bank Credit Cards January 2010

Chase Bank offers a broad assortment of choices in credits cards. Chase offers VISA® or MasterCard® brand bank credit cards. Chase credit card categories include rewards credit cards, cash back credit cards, low introductory APR credit cards, no annual fee credit cards, balance transfer credit cards, travel credit cards, business credit cards, and student credit

Credit Card FAQs

Capital One® Classic Platinum Credit Card Compared

The Capital One Classic Platinum credit card is a credit card designed with people with limited or no credit history. The credit card is a very basic credit card but comes with a low annual fee and competitive rates. In addition the Capital One credit card has certain benefits that come with the bank MasterCard

What’s the best way to establish a credit history if I have no credit history now.

Three steps will start you down the right path. The first is to have or open a bank account. Most any application for credit and credit cards will ask for this information. The second is to obtain a new credit card. Review the credit card offers and look for the best credit card that meets

I have a variable rate credit card and it keeps going up. What are the benefits of fixed rate credit cards?

A fixed rate card does save you a bit of money in credit card interest charges when interest rates go up because it’s fixed, isn’t it? Not exactly. By law, credit card companies can still raise rates if they give you thirty days written notice of the increase. This kind of rate increase does lag

What is the difference between a credit card and a debit card?

A credit card is a line of credit or a specific type of loan. Charges on a credit card are attributed to the cardholder’s credit line that can be paid down and used as the credit card balance changes within the credit limit. A debit card is not a loan, it is linked to either

Business Credit Card Review Cap One Visa Business no Hassle Cash Credit Card

Credit Card Glossary

Default Credit Card APR

The default credit card APR is the credit card interest rate charged to credit card holders who default on the terms of their credit card agreement, such as missing the credit card payments or exceeding the credit card limit. These credit card interest rates can be extremely high, often as high as 29%. Credit card

Application

A credit card application is the document consumers’ fills out and sign to apply for a credit card in order for a credit card company to process and approve a new credit card. It typically asks for personal information such as income and social security number to help the card issuer decide whether to extend credit,

Business Credit Card Review Cap One Visa Business no Hassle Cash Credit Card

Credit Scoring System

A credit scoring system is a statistical system used to rate credit applicants according to various characteristics relevant to creditworthiness. The information for the credit scoring system comes from credit reporting companies regarding debts, payments and an applicants overall credit profile. Credit scoring systems are used by creditors to determine if credit applicants are a

MasterCard Credit Card

A bank credit card that utilizes the MasterCard brand name. The credit card will bear the MasterCard symbol, enabling a MasterCard credit card holder to obtain goods, services, or cash from a MasterCard merchant or an acquirer. MasterCard partners with financial institutions and credit card companies that issue credit cards, and with merchants who accept

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Credit Card Articles

How to Transfer a Credit Card Balance

It seems like everyone is looking to transfer credit card balances these days. There are certainly a number of reasons why this could help your financial situation if it’s done the right way. Perhaps there is a high-cost feature of your current credit card, such as a high credit card interest rate or high credit

Bad Credit Card Options with Unsecured Credit Cards

The first rule of getting a credit card once you’ve had bad credit is that you have to realize that the name of the game has completely changed. This is a warning to make the applicant with damaged credit realize the credit card terms will be harsher. A credit card used to be there for

Credit Card Safety

Responsible use of your credit cards goes hand in hand with safe use of your card. Practice good fundamentals of credit card use and you minimize your exposure to identity theft, unauthorized spending, and other annoyances that accompany the loss or theft of a card. Here are a few basics to get you started. Sign your card

The Ultimate Guide to Airline Credit Card Rewards

Before airline rewards credit cards were constructed, people had to earn frequent flyer miles through how much air travel they had. After airline rewards credit cards, people could accumulate frequent flyer miles without stepping foot on an airplane. Now what has happened is every time a purchase is made with the various types of airline

Categories of Credit Cards

Credit cards come in a variety types with varying credit card rates, credit card limits, credit card fees and credit card reward programs. It is important to know the different card types before choosing the best credit card that meets your financial needs. Prior to filling out the credit card application and deciding which credit

Credit Card Cardholder Protections and Rights

Just because a company has given you a credit card, essentially loaning you money doesn’t mean you should let the company push you around. When problems arise you do have options. A good consumer knows what these are and protects themselves. Cardholders should know what their rights and protections are. The best way to guard against

Managing Finances with a Credit Card

Credit cards can be both a blessing and a curse. To the person who manages his finances well and has a detailed budget, the credit card is an invaluable tool. It gives you ease of spending, reward programs, protection and simple traceability for all your purchases. For the individual without a detailed budget however, the

Credit Card Offers and Credit Card Shopping

Credit card companies frequently use all varieties of attractive offers to acquire new customers. Low teaser rates are a common marketing tool used by the credit card companies to obtain new credit card customers. Low credit card rates, credit card rewards programs and credit card balance transfer offers and preapproved direct mail solicitations are some

Shopping for a Business Credit Card

Business credit cards are available from a number of different credit card companies. Business credit cards come with a variety of features including varying credit card interest rates and are available to businesses both big and small. Business credit cards are not designed by credit card companies just for big, established companies. Credit card companies

Reducing the Costs of Credit Card Debt

Credit card debt is perhaps the largest reason why so many Americans go into debt every day. The major drawback to using credit cards is that too many people overextend themselves and find they are in a vortex of high interest credit card debt. It can be far too easier to apply and be approved

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