Bank of America credit card holders can make their monthly credit card payments online using Bank of America’s online banking services or by using the online bill payment services provided by their bank including the online banking services of Chase, US Bank, Fifth Third, Capital One, Citibank and a host of other banks.

To make a payment online using a Bank of America checking or savings account, credit card holders should sign in to the online banking service and select either the Bill Pay tab from the menu or the Transfers tab.  Account holders can just follow the limited instructions and have the money transferred to their credit card account instantly from their Bank of America checking or savings account. 

Bank of America credit card payments made online using a Bank of America checking or savings account are credited to the account the same days as long as the payment is made Noon time that day.

Credit card holders that want to use an account that is not at Bank of America can either make the payment through the Bank of America web site or through their banks’ web site.  When using Bank of America online banking service, customers can follow the same procedures as if they were using a Bank of America account but will change the selection under the Pay to/Pay from tab in order to enter their bank account information.  To set up the account for payment and complete the credit card payment transaction, the user will need their bank’s 9-digit routing number and the account number.

When using a different bank’s online banking services the process is generally the same.  Log into your bank’ online banking service through their web site to set up online bill pay and then add the bill payment information for the Bank of America credit card.

Bank of America credit card customers that make payments online from a checking or savings account from another bank will have the payment transfer completed on the next business day.

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