A service offered by most all banks now, sometimes with a small monthly fee but often free of charge, that relieves consumers from having to write checks and lick stamps to pay their monthly bills.  Online bill payment systems allows consumers to enter the names of their creditors and the numbers of their accounts including credit cards and pay virtually all recurring monthly bills.  Online bill payment also allows the credit card acount holder to pay the credit card online, either the monthly credit card payment or the full credit card balance.  Most all credit card companies allow credit card online access and bill payment.

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