Prepaid Credit Card Review, Prepaid Visa RushCard

Prepaid credit cards are a great tool for those consumers who might have difficulty getting approved for a standard credit card but want or need the services and convenience of a regular charge card.  Cardholders can use the prepaid credit cards at any location that accepts Visa or MasterCard and some will even issue a PIN number to use to withdraw cash at ATMs. 

Specific card terms and features will vary from program to program, most prepaid cards generally requires the cardholder to deposit cash to load the card which will then be used as a secured source of funds for the cardholder to drawn against for future transactions.

The Prepaid Visa RushCard Card is just one of the cards offered in this category.  The RushCard is a prepaid Visa credit card that is issued by UniRush.  UniRush was founded in 2003 by entrepreneur and philanthropist Russell Simmons, UniRush, LLC, revolutionized the payments industry when it launched one of the first prepaid Visa debit cards.

The Prepaid Visa RushCard Card can be a good product for those consumers who are finding it difficult to obtain a secured credit card or unsecured credit card or who are in need of another option when making purchases at a retail store or online.

RushCard is a prepaid Visa debit card.  The cardholder can only spend what they deposit, so there are no costly overdraft or interest fees.  It’s an easy-to-use and a convenient alternative to credit cards and traditional banking.

The RushCard gives credit cardholders a tool to help control their finances.  This prepaid credit card is easy to use and provides a convenient alternative to standard credit cards, traditional banking, and check-cashing services. 

With the Prepaid Visa RushCard the user can choose from one of the many convenient ways to add money to the card including direct deposit, in-person cash deposit, and PayPal.

This prepaid card is easy to obtain right online.  With the RushCard you can sign up now and get approved in seconds.  Choose from monthly plans or pay as you go plans, select the card design that best matches your personality, and complete the credit card online application.

The Prepaid Visa RushCard can be used at millions of locations worldwide to withdraw cash, make everyday purchases, shop online, or pay bills.

With the RushCard, the cardholder doesn’t have to worry about going into debt, overdrawing an account, or incurring costly fees.  Cardholders enjoy the freedom and security of having a prepaid Visa card to make payments, track day-to-day spending, build a positive credit file, and manage their monthly finances.

UniRush is a card issuer that has one of the longest standing consumer reloadable prepaid cards to offer a direct deposit loading option.  It is the first to offer direct deposit to a Prepaid Visa card, the first to offer check-writing capabilities to prepaid debit cardholders.  The first Prepaid Visa card allowing cardholders to load funds at MoneyGram, which is in approximately 40,000 locations nationwide.  The first prepaid debit card to offer comprehensive online money tools allowing cardholders to track balance trends, categorize and analyze personal spending, and create and monitor monthly budgets.

Russell Simmons and the RushCard have been featured on 60 Minutes II, CNN, CNBC, Fox National News, PBS, NPR, The New York Times Magazine, and the covers of Business Week and Fast Company magazine.

Similar to unsecured credit cards and standard credit cards, it is important to read all the terms and conditions with a credit card offer before filling out a credit card application to ensure you find the best credit card to fit your needs.

* The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.  You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you.  You may also be asked to provide documentation as proof of identification. “Guaranteed Approval” is contingent upon successfully passing this mandatory identification confirmation.

Tags: best credit card, credit card application, credit card offer, credit card online, credit cards, prepaid credit cards, secured credit card

This entry was posted on Wednesday, October 21st, 2009 at 8:42 am and is filed under Credit Card Promotions. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.