Rates Current as of Thursday September 09, 2010

MetaBank Credit Cards

NetSpend® Visa® Prepaid Debit Card

100% approval - No credit check required
Short-term iAdvance Line of Credit - Now available!
No overdraft fees or minimum balances
Online Bill Pay - Easily send a check to anyone
5% APY Savings Account - Exclusive
Free Direct Deposit from your paycheck or government check
Add up to $10K to your account in over 65,000 locations
As seen on TV and in stores nationwide

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NetSpend® MasterCard® Prepaid Debit Card

100% approval - No credit check required
Make purchases anywhere MasterCard Debit is accepted
No overdraft fees or minimum balances
Online Bill Pay - Easily send a check to anyone
5% APY Savings Account - Exclusive!
Free Direct Deposit from your paycheck or government check
Add up to $10K to your account in over 65,000 locations
As seen on TV and in stores nationwide!

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READYdebit® Card

100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
Now with FREE Credit Builder!
Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
Pay Nothing Now! – No deposits or prepayments required to get your card.
FREE Direct Deposit! – stop paying to cash your paycheck.
FREE phone and online access to your card account!
No declined transaction fees!
Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
* Subject to I.D. Verification.

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Upside Visa® Debt-free Prepaid Card

The power of a bank account in a Visa prepaid card.
Save up to $220 compared with other cards, the first year alone!
100% approval with no credit check and no activation fee.
$0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
Free Direct Deposit from employers or government benefits providers
Deposit cash at 50,000 retailers.
Write personal checks online: easy to pay rent or other bills.
Earn 1,500 cash back reward points for you first direct deposit load.
Optional companion card available, as if you had a joint checking.

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SilverCard Prepaid MasterCard®

Perfect card for Government/Benefits Checks recipients
$0 activation with rebate*
100% guaranteed approval*/no credit check
Free direct deposit of your pay or government check
Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
No overdraft fees or minimum balances
Online Checking - Electronic or paper checks

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ACE Visa Prepaid Debit Card

No application fee and no obligation
No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
No overdraft fees or minimum balances
Free direct deposit of your paycheck or government check
Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
Earning your trust since 1968

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ACE Pink Visa® Prepaid Debit Card

No application fee and no obligation
No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
No overdraft fees or minimum balances
Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
Portion of your purchase goes to breast cancer awareness and detection.
Earning your trust since 1968

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READYdebit® Platinum Visa® Prepaid Card

Free 24/7 great customer service
Free Mobile Banking and Text Alerts - New
Free Score Tracker credit score service
No Credit Check, no Overdraft Fees or Balance Minimums
Free Unlimited Purchase Transactions
Free Direct Deposit - paycheck, benefits, tax refunds
Free Online Bill Payment & Check Writing
Credit Builder – For Free
Reloadable up to $10,000 Max Balance
Exclusive Platinum card design

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Credit Card Tips

Discover Miles Credit Card

The Discover Miles credit card is one of the credit cards offered by Discover Financial Services that falls within the category of the travel rewards credit cards. This credit card offers some very desirable credit card rewards, a competitive interest rate and requires no annual fee. The Discover Miles credit card allows the account holder to

Credit cards and moving on

You have the right to shop around for the best credit cards rates. If your current credit card company won’t play nice, go find another. Good credit card offers, regardless of your credit profile, are available in a variety of rates and terms and conditions. Just make sure when you close your old credit card

Citibank PremierPass Card Elite Credit Card Review

The Citibank PremierPass Card Elite is one of the credit cards offered by Citibank that comes with a wide assortment of premium credit card reward options. Since it is marketed as a premium credit card with accelerated rewards options the credit card comes with a somewhat elevated annual fee of $75.00. Citibank provides an incentive to

Bank of America Credit Cards January 2010

Bank of America is one credit card issuer that always offers a wide array of card types with an equally wide assortment of credit card rates. If you’re in the market for a new credit card, Bank of America is currently offering a number of cards to choose from. Choose directly from the bank’s rewards credit

Credit card offers often have little value

When you get an offer in the mail saying you are pre-qualified or pre-approved for a 0% offer on credit card balance transfers don’t get too excited. Those things are sent to zillions of people. Machines crunch some numbers through a mix of formulas and if you fit into a company’s particular category, you will

Credit Card FAQs

What is a rewards credit card?

Rewards credit cards give various rewards to the credit card holders for making purchases with the card. A cardholder accumulates credit card rewards based on the dollar amount of his/her purchases with that particular credit card over a period of time. Currently, you can find credit cards rewards that give: - Free airline tickets - Other travel rebates -

Searching for the Best Bad Credit Credit Card

A credit card for bad credit can allow consumers that did not have ready access to credit the flexibility and convenience of having a credit card. Credit cards for bad credit often come with more restrictions and higher interest rates than standard credit cards due to the credit history of the card holders who use

What is an introductory credit card APR?

An introductory credit card annual percentage rate (APR) is a temporary APR that typically changes to a higher rate after the intro period (typically 3-12 months). Many people make use of these promotions to make a large purchase (or purchases), which they can then pay off the credit card debt in a series of months

My credit card has a grace period but I was still charged interest on my new purchase from day 1, why?

The grace period for credit cards can vary from the different issuers. Generally, no credit card interest is charged if you started with a zero balance and the bill in full within the grace period. Most issuers will charge you interest from the day the purchase posts to the credit card company if you have

Citi Credit Card CashReturns® MasterCard

The Citi CashReturns® Credit Card is one of the most recent credit card offers in the category of rewards cards being promoted by Citi Cards. This Citibank MasterCard offers a combination of low rates with cash back rewards program. The Citi CashReturns MasterCard is marketed primarily towards consumers who have a good credit history and

Credit Card Glossary

Student Credit Cards

Student credit card are specifically designed for young adults in school. These credit cards are often more lenient with regards to young adults who have limited credit histories. Credit card companies that isuue these credit cards generally approve the cards with a lower credit card limit on them and often, a higher credit card interest

Balance Transfer APR

The balance transfer APR is the annual percentage rate of interest charged on a balance transfer transaction by a credit card company. Many credit card companies charge a separate credit card interest rate on balance transfer transactions. The credit card balance transfer APR is generally slightly higher than the APR for purchase transactions, but many

Best Gas Credit Card Options

Gas station credit cards are marketed offering special rebates or rewards on gas purchases. Gas credit cards are available as credit cards specifically targeted for use at one particular service station such as the Shell MasterCard or BP Visa card or they may be designed to offer rewards or rebates on all gas purchases regardless

Total Available Credit

The amount of unused and available credit that is offered by a bank or credit card company to an individual or entity having credit extended to them. The available credit is the amount that is available to be charged to a credit card account. The credit card total available credit will be determined by the

Voided Transaction

Voiding a credit card transaction removes the transaction from the batch of transactions that are to be settled. Voiding the transaction means to cancel out a transaction that has been previously recorded for settlement, but has not yet settled. The transaction is deleted with the accompanying financial information before settlement of the transaction is recorded.

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Credit Card Articles

General Tips Regarding Credit Cards

There are so many different options out there in terms of the credit cards that are available today. With the growing popularity of online shopping, credit cards are becoming more and more the preferred way for many customer and businesses to complete transactions. Because of this the options available are growing all the time, and

Discover Miles Credit Card

Credit Card Options for Those with Poor Credit

For those consumers that have poor credit or a bad credit history, they still need a method to buy things without cash or a check, and there are some options that are available with bank credit cards. Obtaining a new credit card, whether you have a good credit or bad credit, should involve a little

Credit Card Reward Programs Basics

Credit card reward programs started springing up as a marketing tactic so credit card companies could help establish brand loyalty among their customers. The basic premise was simple. In exchange for using a company’s credit card, a customer would receive a variety of rewards. The concept was so effective at both bringing in new customers

Credit Card Scams

Your credit card holds mighty power, and there are some bad people who would like to take some of that power. Credit card scams cover a wide variety of bad acts. Identity theft was the top consumer fraud complaint received by the Federal Trade Commission in 2007. Within the complaints regarding identity theft the number one

Why Fixed Rates Are Not Fixed On Credit Cards

Credit card companies lure us with low or even 0% introductory interest rates and we sometimes lose sight of what happens when the introductory rate goes away. When your honeymoon period of six months or a year is over, the so-called “go to” rate is then in effect. This credit card interest rate is one

Credit Cards, Saying Goodbye to the Pocket Full of Change

People have been debating for quite a while now, since the onset of the credit card really, about just how far away we are from reaching a totally cashless state in our day to day business. The fact is that despite the people who might want to resist it, we are getting closer to that

Shopping for a Business Credit Card

Business credit cards are available from a number of different credit card companies. Business credit cards come with a variety of features including varying credit card interest rates and are available to businesses both big and small. Business credit cards are not designed by credit card companies just for big, established companies. Credit card companies

Disputing Charges on Your Credit Card

There are many possible reasons why you might want to dispute the charges to your credit card or credit cards. The good news is that there is something called the Fair Credit Billing Act (FCBA), that’s the federal law protecting the rights of consumers in these matters. If you are feeling very motivated and really

Credit Cards for Small Purchases

If you have a credit card you probably are using it more and more. Most people are, and some of those purchases are for relatively small amounts of money. In the credit card business these small purchases are referred to as micropayments. A significant volume of micropayments is for internet transactions, primarily for music. Online music

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