Rates Current as of Thursday July 29, 2010

Secured Credit Cards

Build your credit history with a secured credit card.

Discover® More Card

0% intro APR on balance transfers for a full 15 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

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Miles by Discover® Card

12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
Double Miles on your first $3,000 in travel and restaurant purchases each year
Double Miles through our exclusive online shopping site
One Mile for every dollar on all other purchases
Flexible redemption options for travel, gift cards, or cash
0% intro APR on balance transfers and purchases for 6 months, then the Regular APR

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Discover® Open Road Card

2% Cashback Bonus automatically at any gas station and any restaurant
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
Up to 1% unlimited Cashback Bonus on all other purchases
0% intro APR on balance transfers for 12 full months, then the Regular APR
0% intro APR on purchases for 6 months, then the Regular APR

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Discover® MotivaCard

Cash rewards for your good credit management
Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
Up to 1% unlimited Cashback Bonus on all other purchases
3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
3.99% intro APR on purchases for a full 12 months, then the Regular APR

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Escape by Discover® Card

25,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first 25 months
Unlimited Double Miles on all purchases
An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover
Flexible redemption options for travel, gift cards, or cash
Enhanced travel benefits
0% intro APR on Balance Transfers and Purchases for 6 months, then the Regular APR

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Bryant State Bank MasterCard®

Low Interest Rate of 11.25%*
Introductory Balance Transfer Rate
No Balance Transfer Fee
$0 Fraud Liability
24/7 Online Account Access
Emergency Cash Advance & Card Replacement
Worldwide Acceptance
*See Card Terms and Conditions

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Discover® More Card- Black

0% intro APR on balance transfers for a full 12 months, then the Regular APR
0% intro APR on purchases for a full 9 months, then the Regular APR
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

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Discover® More Card - $75 Cashback Bonus

0% intro APR on balance transfers for a full 12 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
Get $75 Cashback Bonus when you make $500 in purchases within 3 months
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

APPLY NOW

Credit Card Tips

Chase Credit Cards Reviewed the Slate Card

The Chase Slate credit card is one of the new credit cards being offered by Chase Credit Card Services that offers flexible bill payment options. The credit card offers card holders the option of separating their purchases to pay off different categories of purchases at different repayment rates. For instance, a credit card holder can avoid

Citibank PremierPass Card Elite Credit Card Review

The Citibank PremierPass Card Elite is one of the credit cards offered by Citibank that comes with a wide assortment of premium credit card reward options. Since it is marketed as a premium credit card with accelerated rewards options the credit card comes with a somewhat elevated annual fee of $75.00. Citibank provides an incentive to

Citibank Credit Card Recent Offer Forward Card

The Citi Forward Credit Card is just one of the many credit cards offered by the third largest credit card company in the U.S. The Citi Forward credit card comes with a rather specific marketing angle that targets consumers looking for credit card rewards and use their credit and credit cards prudently. The Citibank credit card

Bad credit cards

If you have less than perfect credit, credit card offers vary so be sure to shop around. You aren’t just looking for a good deal. You are looking to avoid a really bad deal. Some secured credit card companies will charge a credit card application fee and others will not. Most all secured credit cards have

Credit cards as assets

Though we often focus on what to watch for or weary of credit cards, credit card services that are managed properly provide a great deal of benefits. The right credit cards offer a number of distinctive advantages. Credit cards reduce your need to carry cash or checks. Credit card availability helps provide security in emergencies

Credit Card FAQs

What is a balance transfer and/or balance transfer rate on a credit card?

In the most basic terms, a balance transfer is a way of moving a debt from one credit card to another credit card. This is often done to save money, as the new credit card may have a lower credit card rate interest rate or credit card APR than the old credit card. Occasionally, credit

I keep hearing about shredders. Are they really very useful?

Yes. If you don’t have one, we suggest you run out right away and buy one. The security they provide is worth way more than the cost! Credit card numbers and credit card statements are often stolen and used to purchase goods and open new accounts without the account holder’s awareness. Making this information harder

I bought a television recently and the darn thing’s no good. I brought it back to the store but refused to do anything about it. Is there anything I can do regarding the credit card services?

If you bought the television with your credit card and the purchase was paid less than 60 days ago and if you have not paid your bill for the television, you may be able to withhold payment and ask your credit card company to look into the matter. Make sure you document all your contact

What determines the credit card debt limit on my credit card?

The credit limit is the maximum amount of money you may charge on your credit card. It is set by each credit card company individually. The credit card companies determine the limit according to your credit risk. This credit risk is determined primarily by your credit history but will also take into account other factors

I haven’t made any big purchases and I’ve been paying my credit card payment on time but my credit score is suddenly really low. What happened?

There are a number of possibilities here. There may be errors on your credit reports. Human beings are after all, the ones entering all that data all day long. Mistakes can and do happen. It’s also possible that your credit report was pulled repeatedly. That can really lower your score too. Beware of credit card

Credit Card Glossary

Credit Freeze

A process of suspending or preventing a credit reporting company from releasing your credit report without your consent. All credit inquiries including those to approve new credit or new credit cards or credit card applications will also be hindered because special approval is needed to access the credit report of the individual who has requested a

Business Credit Card Review Cap One Visa Business no Hassle Cash Credit Card

The Capital One Visa Business Platinum No Hassle Cash Rewards business credit card offers a flexible cash back reward program with no annual fee and very competitive rate on a business credit card. The Capital One Business No Hassle Cash Rewards credit card allows card holders to earn1% cash back on all purchases no matter where

Equal Credit Opportunity Act

The Equal Credit Opportunity Act (ECOA) was established as a law in 1974, this law prohibits creditors including credit card companies and bank credit card issuers from discriminating on the basis of sex, race, marital status, religion, national origin, age, or receipt of public assistance when deciding whether to issue credit. Failure to comply with

Credit Card Review Escape by Discover

The Escape credit card issued by Discover is a travel rewards credit card that offers several different benefits to card holders. This Discover credit card offers a travel reward program, credit card cash back rebates, and an introductory credit card that includes 0% balance transfer rate and 0% credit card APR on purchases. The rewards program offers

Bad Credit Cards

Bad credit cards are credit cards offered for individuals that have damaged or poor credit. This is an informal term use to describe types of credit cards that easier to obtain than standard credit cards. Bad credit cards include secured credit cards, prepaid credit cards and other credit card offers that require less stringent credit

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Credit Card Articles

Discover Credit Cards, the Discover Motiva

The Discover Motiva credit card is one of the many credit card offers presented by Discover Bank. This credit card is an entry into the field of credit card rewards cards that not only offer standard points rewards but rewards the card holders for making timely payments on the credit card account. With the Discover Motiva

Business Credit Card Benefits

Business credit cards are heavily marketed by a variety of credit card companies. Business credit cards often offer many of the same features that are available on consumer credit cards. These credit card offers are by and large made available to all sizes of businesses from the one employee home based business to large conglomerates.

Credit Cards for Everyday Expenses

There are reasons that using a credit card to pay for all the bills you face every month can work to your advantage. Simply having a credit card that you put all of your purchases and expenses on can make things very straightforward by having all of your expense in one easily traceable place. If

Discover Miles Credit Card

The Discover Miles credit card is one of the credit cards offered by Discover Financial Services that falls within the category of the travel rewards credit cards. This credit card offers some very desirable credit card rewards, a competitive interest rate and requires no annual fee. The Discover Miles credit card allows the account holder to

Beginning Credit With a Student Credit Card

Some college students are in a situation where their parents are paying for their bills, so they may not see much need for a credit card. Others are more independent, and may need an extra source of funds when they run short on cash. In either case it is important for a young person to

Best Cash Back Credit Cards June 2010

With credit card cash back rewards card holders can earn hundreds or even thousands of dollars a year in cash back rewards just by making everyday purchases. Cash back rewards can be in the form of cash credits to the account, checks written directly to the account holder or other reward options. In order to

No More Change with Credit Cards

Credit card debt has been growing and growing for as long as the statistics have been recorded. When we stand in line at the gas station and local mall we are accustomed to seeing the majority of customers pay with plastic. In recent years we have seen a significant increase in charge card use at

Bad Credit Card Options with Unsecured Credit Cards

The first rule of getting a credit card once you’ve had bad credit is that you have to realize that the name of the game has completely changed. This is a warning to make the applicant with damaged credit realize the credit card terms will be harsher. A credit card used to be there for

Credit Cards, Credit Issues and Damage Control

Having access to credit and having credit, especially good credit, has become much more important in lending and the credit card business. Credit reports and credit scores now affects a significant amount of a consumer’s buying decision. Having good credit helps individuals obtain the best credit card rates, can help get the best mortgage rate,

The Ultimate Guide to Credit Card Balance Transfers

The most common way a credit card is used is through the card itself. Each time it gets swiped, the available credit is reduced and a person is expected to pay a monthly payment based on the amount of credit used. However, credit cards can also be used to receive cash or a balance transfer.

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