Rates Current as of Thursday July 29, 2010

Student Credit Cards

New credit cards for students.

Discover® Student More Card

Built for actual exam-taking, power nap-loving students.

5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

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Discover® Student Clear Card

Built for actual exam-taking, power nap-loving students.

5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

APPLY NOW

Discover® Student Tropical Beach Card

Built for actual exam-taking, power nap-loving students.

5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

APPLY NOW

Discover® Student Card - Monogram Collection

Built for actual exam-taking, power nap-loving students.

5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

APPLY NOW

Discover® Student Open Road Card

Put a road trip in your wallet.

Double Cashback Bonus® at any gas station and any restaurant (yes, even on those infamous 1 AM burritos.)
Hello 5% to 20% Cashback Bonus at our exclusive online mall; goodbye mall-walkers.
Up to 1% unlimited Cashback Bonus on everything else you buy along the way, automatically.
Turn your Cashback Bonus into even bigger rewards by redeeming for gift cards or eCertificates from more than 100 brand-name retailers.

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Discover® Student Mix Tape Card

Card Art Design Contest Winner.

Build your credit with our contest-winning student card design - 250,000 votes on 7,000 submissions resulted in the new Mix Tape. Get yours today!
5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

APPLY NOW

Credit Card Tips

Citibank PremierPass Card Elite Credit Card Review

The Citibank PremierPass Card Elite is one of the credit cards offered by Citibank that comes with a wide assortment of premium credit card reward options. Since it is marketed as a premium credit card with accelerated rewards options the credit card comes with a somewhat elevated annual fee of $75.00. Citibank provides an incentive to

Chase United Mileage Plus Visa Credit Card

The Chase United Mileage Plus Visa Signature credit card is an airlines rewards credit card issued by Chase Bank. The United Mileage Plus Signature Visa Card is geared towards credit card holders who travel frequently with United Airlines and have a good to excellent credit history. This credit card helps customers earn frequent flyer miles with

Credit card services better than debit cards

In measuring total security and consumer protection, debit card purchases have much weaker consumer safeguards than credit card purchases do. Stick with credit cards for your mid size and larger purchase amounts. Credit card services will almost always outweigh the benefits of debit card services. Paying with a credit card generally provides greater protection than

Discover Credit Cards, the Discover Motiva

The Discover Motiva credit card is one of the many credit card offers presented by Discover Bank. This credit card is an entry into the field of credit card rewards cards that not only offer standard points rewards but rewards the card holders for making timely payments on the credit card account. With the Discover Motiva

Credit card obligations not to be taken lightly

When it comes to your credit card obligations, take your promise to pay seriously. Everyone makes mistakes or has hard times but your credit history will follow you and hurt your eligibility for mortgages or loans or even a new job down the road. Late credit card payments are one of the largest sources of

Credit Card FAQs

Best Gas Credit Card Lukoil MasterCard

The Lukoil Platinum MasterCard® is a gas credit card issued by Barclays Bank Delaware. The number one feature of the Lukoil Platinum MasterCard is the ability to earn 4% in rebates at any Lukoil or Getty location. Gas credit cards offer rewards or special rebates on gas purchases. The Lukoil Platinum MasterCard offers a lucrative reward

What is a debit card?

Debit card sales are similar to credit cards but they aren’t credit sales. Basically, the purchases you make with a debit card are like electronic checks. The purchase amount when the debit card is used results in a direct debit from the savings or checking accounts to which the card is connected. The spending limit

What is an instant credit card approval or instant decision?

Certain credit cards offer instant response (or instant decision), otherwise known as instant approval, to people applying for the card. With these credit card offers, you should be able to find out if you have been approved for that particular credit card or not in a matter of minutes. These instant approvals are most frequently

I am a student – which credit cards can I apply for?

Students generally have little or no credit history. Because of this, students may often find it difficult to get approved for a credit card. Luckily, student credit cards do exist. This type of credit card is set up to help students build up the credit history that most don’t already have. Student credit cards are often

Credit Card Review Citi Gold AAdvantage World MasterCard

The Citi Gold Advantage World MasterCard is categorized as an airline rewards credit card. This rewards credit card is especially geared towards the frequent flyer who uses American Airlines. The bank credit card allows the American Airlines AAdvantage® frequent flyer to earn reward points to accumulate frequent flyer miles rapidly. The Citi Gold AAdvantage Card is

Credit Card Glossary

Charge Off

A charge off is a term by creditors and credit card companies referring to a debt that they do not expect to be paid in a reasonable time and are classifying it as an uncollected debt for their records. This does not mean that the debt or credit card balance for credit card holders no

Available Credit

The available credit on a credit card is the amount of funds or credit available for use. The amount is determined by subtracting the outstanding credit card balance from the total available credit or credit card limit. The available credit is essentially the amount of credit you have left to use on your credit card

Equal Credit Opportunity Act

The Equal Credit Opportunity Act (ECOA) was established as a law in 1974, this law prohibits creditors including credit card companies and bank credit card issuers from discriminating on the basis of sex, race, marital status, religion, national origin, age, or receipt of public assistance when deciding whether to issue credit. Failure to comply with

Transaction Fees

Fees that are assessed on a specific credit card transactions or acts of doing business. An example of a transaction fee would be when a credit card holder is assessed an additional fee for using their credit card for a cash advance. Transaction fees may also be assessed for other special credit card services performed

Credit Monitoring

Credit monitoring is one of many credit card services provided by some credit card companies that monitors the activity on the card holders account to search out suspicious or unauthorized use. There is generally a credit card fee for this service. This is an ancillary service provided by credit card companies that is often not

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Credit Card Articles

Credit Cards, Saying Goodbye to the Pocket Full of Change

People have been debating for quite a while now, since the onset of the credit card really, about just how far away we are from reaching a totally cashless state in our day to day business. The fact is that despite the people who might want to resist it, we are getting closer to that

Credit Card APRs

The APR or annual percentage rate on your credit card can be a scary thing to consider. It appears as a bold number and seems simple to understand, but it is anything but simple. The APR is the interest rate charged for any credit that is extended to you on your credit card expressed as a

The Importance of Credit Card Interest Rates

One of the first lessons to learn in financial management and credit is to manage your debt and manage your debt payments. In order to manage credit and debt it is essential to understand the relationship between the cost of credit and interest rates. Understanding the relationship between the cost of credit and interest rates

Credit Card Scams

Your credit card holds mighty power, and there are some bad people who would like to take some of that power. Credit card scams cover a wide variety of bad acts. Identity theft was the top consumer fraud complaint received by the Federal Trade Commission in 2007. Within the complaints regarding identity theft the number one

Business Credit Card Benefits

Business credit cards are heavily marketed by a variety of credit card companies. Business credit cards often offer many of the same features that are available on consumer credit cards. These credit card offers are by and large made available to all sizes of businesses from the one employee home based business to large conglomerates.

Chase Credit Card Rates

Credit card rates for the Chase Slate, Freedom and Sapphire credit cards. All of the Chase credit card rates are adjustable rates. The credit card APRs will vary with the market based on the Prime Rate. Chase Slate credit card rates: Chase Slate credit card has no annual fee. The Chase Slate credit card currently has an introductory credit

Credit Cards, Credit Issues and Damage Control

Having access to credit and having credit, especially good credit, has become much more important in lending and the credit card business. Credit reports and credit scores now affects a significant amount of a consumer’s buying decision. Having good credit helps individuals obtain the best credit card rates, can help get the best mortgage rate,

How Many Credit Cards

If you have found it difficult to say no to credit card offers you may have as many as ten credit cards or more bulging in your wallet or purse. When you get an offer of better credit card interest rates, attractive benefits, or lower fees you may jump at what seems to be a

Finding the Right Credit Card

Credit Card Basics: Finding the Right Card When you are looking for a credit card it’s best to think before you sign on the dotted line of the credit card application. Credit card applications, there are only about a zillion cards to choose from, each with various pros and cons, so it really pays to do

Credit Cards and Lack of Credit History

You don’t always get denied for credit on a credit card application because you have defaulted or proved yourself to be untrustworthy. Sometimes it is less complicated than that, this can often happen because you haven’t had the opportunity to prove your trustworthiness as a borrower one way or another. This can happen for a

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