Capital One® Classic Platinum Credit Card Compared

Chase Bank offers a number of rewards credit cards that present select categories of reward options.  The Disney Rewards Visa by Chase Bank is one of these credit card offers with a rather distinctive rewards program.  Credit card holders with this card have the ability to earn Disney reward points with purchase made with this credit

Despite the harsh credit climate, a number of credit cards continue to offer very good credit card rewards programs.  Some rewards programs have been cut back over the past two years but the marketing machines of the big credit card companies are once again fired up as they compete to attract new credit card customers

When you get an offer in the mail saying you are pre-qualified or pre-approved for a 0% offer on credit card balance transfers don’t get too excited.  Those things are sent to zillions of people.  Machines crunch some numbers through a mix of formulas and if you fit into a company’s particular category, you will

Look at your credit card statement carefully and call the credit card company right away if you have any questions.  It’s easy just to look at the amount due and not much more and miss any errors including unauthorized charges, an inaccurate credit card payment or even credit card fraud.  Errors do occur during credit

The Bank of America Asiana Visa® Business Card is a business credit card that earns credit card rewards in the form of miles from Asiana Club.  This business credit card may be beneficial for small business owners that are Asiana Airlines frequent flyer members. With this Bank of America business credit card, new credit card holders

A credit card for bad credit can allow consumers that did not have ready access to credit the flexibility and convenience of having a credit card.  Credit cards for bad credit often come with more restrictions and higher interest rates than standard credit cards due to the credit history of the card holders who use

The BankAmericard Cash Rewards Visa SignatureCard is a rewards credit card that comes with some special introductory promotions.  The credit card is marketed with a $75.00 bonus and extra credit card rewards.  This is a no annual fee credit card marketed by Bank of America. The $75.00 statement credit can be redeemed by using a new

Credit card rates for the Chase Slate, Freedom and Sapphire credit cards. All of the Chase credit card rates are adjustable rates.  The credit card APRs will vary with the market based on the Prime Rate. Chase Slate credit card rates: Chase Slate credit card has no annual fee. The Chase Slate credit card currently has an introductory credit

A:  It’s your right to either decline or accept the offer for an increased credit card limit.  In general, there is no reason not to accept the increased credit card limit.  It has no detrimental value to your credit profile or your credit terms.  It may have some value if you want the additional credit

There are a number of possibilities here.  There may be errors on your credit reports. Human beings are after all, the ones entering all that data all day long.  Mistakes can and do happen.  It’s also possible that your credit report was pulled repeatedly.  That can really lower your score too.  Beware of credit card

The Equal Credit Opportunity Act (ECOA) was established as a law in 1974,  this law prohibits creditors including credit card companies and bank credit card issuers from discriminating on the basis of sex, race, marital status, religion, national origin, age, or receipt of public assistance when deciding whether to issue credit.  Failure to comply with

The BankAmericard Cash Rewards Visa SignatureCard is a rewards credit card that comes with some special introductory promotions.  The credit card is marketed with a $75.00 bonus and extra credit card rewards.  This is a no annual fee credit card marketed by Bank of America. The $75.00 statement credit can be redeemed by using a new

The authorization amount is the dollar amount approved by the credit card company to be charged for a specific credit card transaction.  The authorization is usually an amount equal to the amount of the credit card purchase made by the card holder.  However, with transactions that may require authorization before a purchase is initiated, such

A period of time, usually 25 days long, during which you can pay off your credit card charges with no credit card interest charges assessed for the purchases made.  This is the credit card interest free period of time that credit card companies established between the transaction date for a purchase and the billing date

Usury is the lending of money at illegal or exorbitant interest rates.  Usury rates are generally set by state law that would often cap lending rates including credit card rates.  The concept of usury for credit card interest rates has largely been made irrelevant by federal law.  Federal laws allow credit card issuers to export