State Farm Bank Visa Business Credit Card

Don’t overlook that a credit card company can impose late fees, increase your credit card interest rate and cancel your credit card rewards for the month if you pay your bill late.  It’s easy to overlook your bills when you’re busy or unexpected surprises come our way.  Setting up automated payments from your bank account

Chase Bank offers a broad assortment of choices in credits cards.  Chase offers VISA® or MasterCard® brand bank credit cards.  Chase credit card categories include rewards credit cards, cash back credit cards, low introductory APR credit cards, no annual fee credit cards, balance transfer credit cards, travel credit cards, business credit cards, and student credit

With credit card cash back rewards card holders can earn hundreds or even thousands of dollars a year in cash back rewards just by making everyday purchases.  Cash back rewards can be in the form of cash credits to the account, checks written directly to the account holder or other reward options.  In order to

The Citibank PremierPass Card Elite is one of the credit cards offered by Citibank that comes with a wide assortment of premium credit card reward options.  Since it is marketed as a premium credit card with accelerated rewards options the credit card comes with a somewhat elevated annual fee of $75.00. Citibank provides an incentive to

The BankAmericard Cash Rewards Visa SignatureCard is a rewards credit card that comes with some special introductory promotions.  The credit card is marketed with a $75.00 bonus and extra credit card rewards.  This is a no annual fee credit card marketed by Bank of America. The $75.00 statement credit can be redeemed by using a new

With credit card cash back rewards card holders can earn hundreds or even thousands of dollars a year in cash back rewards just by making everyday purchases.  Cash back rewards can be in the form of cash credits to the account, checks written directly to the account holder or other reward options.  In order to

A fee charged by a credit card company to transfer a balance from another account to that particular credit card.  It is generally 1% to 5% of the transferred balance (sometimes up to a certain dollar value).  For example, a balance transfer fee could be 3% of the transferred balance up to a maximum of

Credit can go from good to bad to poor for a number of reasons, including missed credit card payments, late payments, etc.  On the other hand, bad credit can improve to good credit, too.  But this takes a little bit of work. Depending on your situation, debt consolidation and/or credit repair may be the route to

The credit card cash advance is a sometimes necessary but always ugly transaction.  First, the credit card APR or interest rate is always significantly higher on a cash advance.  Second, on most credit cards your credit card payment goes to pay off lower interest rate items like purchases first.  If you haven’t paid off your

The Escape credit card issued by Discover is a travel rewards credit card that offers several different benefits to card holders. This Discover credit card offers a travel reward program, credit card cash back rebates, and an introductory credit card that includes 0% balance transfer rate and 0% credit card APR on purchases. The rewards program offers

The balance transfer APR is the annual percentage rate of interest charged on a balance transfer transaction by a credit card company.  Many credit card companies charge a separate credit card interest rate on balance transfer transactions.  The credit card balance transfer APR is generally slightly higher than the APR for purchase transactions, but many

A credit card application is the document consumers’ fills out and sign to apply for a credit card in order for a credit card company to process and approve a new credit card.  It typically asks for personal information such as income and social security number to help the card issuer decide whether to extend credit,

A full credit card payment generally refers to the credit card payment that pays off the total credit card balance.  A full credit card payment means you have repaid your total credit card debt in the credit card.  Full payment can be important for credit cards that have a grace period since there is usually no additional

A zero balance is when there is no debt on a credit card.  The zero balance is when the credit card billing statement indicates there is no outstanding balance and no new credit card charges added during the billing cycle.  A zero balance occurs when cardholder pays their credit card account balance in full and has no

Principal refers to the amount of money owed, excluding interest.  Credit card principal is the amount of money borrowed or credit card debt on the credit card without the fees and interest.  Unlike credit card interest or credit card fees, the principal reflects the actual dollar amount of the purchases made or the credit card