A credit card teaser rate is also referred to as an introductory credit card interest rate.  This is a below-market interest rate usually offered for a short period of time on credit cards.  This is generally a temporary lower credit card interest rate to encourage customers to switch credit cards or accept a new credit card offer.  After the credit card teaser rate is over, the credit card interest rate increases to the indexed rate or the standard credit card interest rate offered by that credit card company.  The credit card teaser rate usually lasts from a few months to up to one year before the credit card interest rate increases.

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