Cash Back credit cards give cash rewards to cardholders for making purchases with the credit card.  A cardholder accumulates cash rewards based on the dollar amount of his/her purchases with that particular credit card over a period of time

A typical credit card cash back rate hovers around 1%.  However, some credit cards offer a higher cash back percentage with increased usage and some offer a higher cash back percentage at select merchants.  Many credit card cash back offer cash back on purchases but do not offer cash rewards on credit card balance transfers or cash advances.

Each credit card cash back program is a bit different, so be sure to read the terms and conditions to find out what cash back percentage you can expect, whether there is a limit on how much can be accumulated in a year, etc.  Be sure to thoroughly look over the terms and conditions for each specific credit card offer as well as the credit card services.

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