The most important factors in credit scoring is paying your bills on time inclduing the credit card payments.  This includes monthly contractual payments on mortgages, cars, credit cards, etc.  Next in importance would be amounts of debt you have inclduing the credit card debt.  Not the number of credit cards per se, but the overall amount of debt and more importantly the percentage of debt used to that which is available.  It is generally recommended that you keep a credit card balance that is roughly 30% of the available balance of that credit card.  Credit scoring appears to give very little consideration to individuals that have multiple credit cards with large amounts of credit available.

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